Working with a Financial Planner

Is your retirement a DIY project? The longer you work with a Financial Planner, the better off you’ll be. After 15 years of working with a financial planner, advised households accumulate as much as 2.73 times the amount of assets than otherwise identical non-advised households1. After 20 years, it’s more than three times. What would you do with three times your retirement income?

A Financial Planner can help you determine where you are today financially and where you want to go. A Financial Planner can provide you guidance on how to reach your short-, medium-, and long-term financial goals.

Why work with a Financial Planner?

Financial Advice

  • Worry less about money and gain control.
  • Organize your finances.
  • Prioritize your goals.
  • Focus on the big picture.
  • Save money to reach your goals.

Who am I?

I am an experienced Financial Planner working throughout Ontario. My office is in Kingston, Ontario, and I have lived in this region with my family for more than 30 years. I am happy to meet in person with anyone in this region, or by telephone or video chat with anyone farther away.

My primary function is to help my clients make better decisions about their financial futures. As I am a broker working with many different financial companies, as opposed to an agent working for a single company, I am able to prioritize my clients’ best interests over the interests of the financial companies that my clients choose to do business with. I am not limited to one “basket” of financial options; instead, I have access to the entire Canadian financial market. Every company has a specialty, and as an experienced financial planner, I always ensure that my clients are dealing with the financial company that is best suited to them.

More about me…

What can I help you with?

As a Financial Planner, I can help you with both accumulation and protection simultaneously. You’ll be better protected for the future, regardless of what happens along the way.

Accumulation:

RRSPs and TFSAs

  • Cash management – savings and debt
  • Tax reduction planning
  • Investments
  • 84% of advised households have RRSPs (Registered Retirement Savings Plans) compared to only 36% of non-advised2
  • 45% of advised households have TFSAs (Tax Free Savings Accounts) compared to only 20% of non-advised2

Protection:

Backed by a plan

  • Insurance planning
  • Health insurance
  • Tax planning
  • Estate planning

Canadians backed by a financial security plan:

  • Feel they are better equipped for life’s unexpected financial emergencies
  • Feel they are better prepared to weather tough economic times
  • Feel assured their loved ones are looked after financially

How do we start?

  • Begin with an initial conversation to outline our advisor-client relationship
  • Gather information about your current financial situation and goals, including lifestyle goals
  • Analyze and evaluate your current financial situation
  • Develop and present strategies and solutions to help you achieve your goals
  • Implement recommendations
  • Monitor and review recommendations, adjusting when necessary

Next step

  • Contact me about helping you get your finances in order so you can achieve your lifestyle and financial goals.
  • Feel confident in knowing you have a plan to get to your goals.

Contact Me


Sources:
1 The Investment Funds Institute of Canada, www.ific.ca: New evidence on the value of financial advice, 2012
2 Investment Funds Institute of Canada, www.ific.ca: The value of advice: Report, 2011