With five to ten years left before you plan to retire, an experienced and skilled financial planner can make a substantial improvement to what you would otherwise have available.
Effective planning today, including establishing tax shelters now for use at, or after, retirement can dramatically increase what is available to you in retirement, in part by reducing the taxes you pay every year.
How much do you need to save to give you the income in retirement that you would like? A customized financial plan will give you the answers that you’re looking for. Retirement should not be a DYI project — a spreadsheet can only tell you so much.