PlanDirect Individual Health Insurance

PlanDirect can help fill the gap between your provincial plan coverage and what you pay.

PlanDirect offers health and dental benefit plans designed for individuals retiring or leaving their job, providing quality coverage for people with different needs and lifestyles.

You don’t need a medical exam to qualify for PlanDirect. People with pre-existing medical conditions may apply for coverage.

And unlike many health insurance plans, there is no overall lifetime maximum on the payments you can receive.

With PlanDirect, you’re covered if you move to another province in Canada, as long as you continue to qualify for provincial health insurance.

You can apply if you are 84 years old or under, and have had prior health insurance coverage in the last 60 days.

And, if you are retiring from or leaving a job through which you had a benefits plan, you may qualify to be automatically accepted for coverage at our guaranteed acceptance rates, without providing medical evidence.

From basic coverage to the maximum protection available, our plan selections, optional benefits and valuable PlanDirect services will make it easy for you to prepare for your healthcare needs.

Plan designs

You can choose from 3 plan designs – Basic, Comprehensive and Premier. Each has varying levels of coverage depending on your needs.

Optional benefits

Add up to 4 optional benefits to your plan, including coverage for

  • accidental death and dismemberment,
  • emergency travel medical,
  • cash benefits while you’re in the hospital,
  • major dental coverage

Please contact me if you require any additional information about private health insurance plans.

Sonata Health

Sonata Health™ is a health and dental benefit plan designed for individuals who are looking for insurance coverage for themselves and their families.

Sonata Health provides coverage for expenses not covered by your provincial health plan.

Plan Designs

Choose from 3 plan designs — Core (offering guaranteed acceptance), Core Plus and Elite — each providing varying levels of coverage depending on your needs, including prescription drugs, dentalcare, visioncare and more.

Optional Benefits

Add up to 5 optional benefits to your plan, including:

  • Accidental death, dismemberment and specific loss benefits
  • Emergency travel medical
  • Coverage for hospital accommodations
  • Cash benefits while you’re in the hospital
  • Major dental services and supplies (for Core and Core Plus plans only)

Please contact me if you require any additional information.